Financial Products BBi Financial Planning

Financial products are a common way to solve many financial planning issues. For example insurance and investment products can help you reach your goals and protect your financial plan.

As an independent firm, we only ever recommend products that we believe will be suitable for you, and we will only do this after a thorough fact-finding exercise.

Expert financial planning for all

It may also be that you don’t need any new products to meet your needs, and we can help you meet your financial goals with policies you already have. Sometimes all you need is a change in behaviour, or a regular review.

We don’t recommend things ‘just because’. We recommend them when we are sure they will add value, or save money, or make your financial life easier.

And all our advice and recommendations are fully independent. Your needs come first.

None of the products mentioned here should be considered recommendations. The product pages on our site are to educate, increase awareness and let you know some of the options available. 

Anything recommendations we make will only happen after a thorough review of your financial position and your goals.

Which type of financial product is right for you?

Protection

Financial Protection is often one or more insurance policies designed to protect your income or your capital liabilities (such as a mortgage).

Unexpected tragedies or accidents can be incredibly stressful, and in the worst cases, could leave you or your family without the money they need.

There are a range of protection options available, and all of them can be customised to suit your needs and your budget.

Investments

The only way to grow real wealth is to have your money working for you to generate a return greater than inflation.

This means choosing the right investment risk to suit you, and also the right investment product, to make sure the options and opportunities are right for you.

The right product used well will also eliminate or reduce any tax bill.

Retirement Planning

Retirement planning is a process. It starts when you begin saving for retirement, and it lasts the rest of your life.

We can guide you through the options available, helping you find the right balance between guarantees and flexibility to suit your needs.

We also offer a regular review service to make sure your plans stay on track.

We can give you an independent second opinion

There’s a good chance that you already have some financial products in place, but when were these last reviewed?

You could be paying too much for your life insurance, or (which is worse) maybe not enough.

You might also have more than one pension acquired through a series of employers.

Finally, you might have money invested in funds or products you don’t understand, or are simply not performing as well as you hoped.

We can discuss any or all of these things with you, and make recommendations based on our independent assessment of your needs. We might even recommend you dont make any changes.

You’re under no obligation either way, but it’s good to be sure.