Do I Need Life Insurance for My Family?

Life insurance for your family is a foundation of good financial planning, and can be critical in hard times. Read on to find out more, and how we can help.

Pros and Cons of a Pension Transfer

Should you transfer your pension? In this post we cover the important pros and cons.

Trust Registration Service

All UK resident trusts must be registered with HMRC by 1st September 2022.

Read on for more details and a guide on how to register yours.

How to Discuss Life Insurance With Your Partner

Life insurance for couples can be a difficult and emotive subject. Here we cover some of the challenges and offer some practical tips.

And Then What Happened? My day job is managing the best financial planning firm in the UK*. My hobby is writing the best sci-fi books in the UK**. There’s not nearly as much difference between the two as you might think. Financial planning and writing fiction both involve stories. They each have a main character […]

Your income drawdown plan: A reminder of your options

While annuities offer a lifetime-guaranteed income, the income they provide is often less than many people want. Income Drawdown plans provide an attractive alternative with the potential for higher income and death benefits outweighing the limitations of an annuity. But money in a Drawdown plan is still invested, and there are no guarantees. That means […]

Technical Club October 2019 – The Lies We Tell

Technical Club October 2019 – The Lies We Tell Our final technical club event of 2019 takes place on the 30th October. Sometimes the worst lies are the ones we tell ourselves. We all like to think that we’re rational, that we make good decisions, that we weigh up all the options. But are we […]

Employers! Your workplace pensions are changing

April 2019 sees the third and final increase in contributions planned for your employee’s workplace pension scheme. From this date the minimum contribution required for a workplace pension will increase to 8%. As an employer your new minimum contribution will be least 3%. Some employers choose to pay more. The employee will have to make […]

Employees! Your workplace pension is changing

April 2019 sees the third and final increase in contributions planned for your workplace pension. From this date the minimum contribution required for a workplace pension will increase to 8%. Your employer will have to contribute at least 3%. (Some employers choose to pay more) You will have to make up the difference, normally 5%. […]