ISA inheritance tax rules improve at last
The rules will change from 6th April 2018. ISAs have always been a bit of an outlier when it came to inheritance tax as they are an otherwise simple, tax-efficient vehicle for savings and investments. But when it comes to death these tax benefits vanished. In 2014, George Osborne announced that ISAs would become inheritable […]
How to find your state pension forecast
How much will your state pension be? Most working people in the UK will be eligible for the state pension eventually. How much you get and when will depend on your personal circumstances. You need to have contributed 35 years of full national insurance contributions to qualify for the full state pension, but you can […]
Launching our 2018 seminar programme
We launched our 2018 seminar program last week, just after Valentine’s Day, on the subject of ‘Hold on to what you love’. We had a great turnout and delegates heard from three great speakers. Our first seminar was primarily aimed at accountants so we could explain and demonstrate the following topics: Lindsey Nelson of CFC […]
Seminar February 2018 – Hold on to what you love
We are delighted to invite you to the first of our quarterly technical club meetings of 2018, taking place on 15th February 2018. fa-users Who? This is an invitation-only event for selectclients and professional connections. fa-location-arrow Where? Our prestigious office atThe Old Court House, 191 High RoadSouth Woodford, London, E18 2QF fa-calendar When? Thursday 15th […]
Real risks for the self-employed
Being your own boss is the dream for most of us. Nothing beats getting out of bed whenever you want and it’s nice to be certain that there will be milk in the fridge for your tea break, but there are downsides too. You have to find your own clients, do your own marketing, and […]
Pension Freedoms – the two-year check-up
Let’s revisit pension freedoms two years on. It’s been two years since pension freedoms were introduced. So where are all our sports cars? The Financial Conduct Authority (FCA) has examined the impact of pension flexibility and is worried about the lack of advice. Pension freedoms came into effect in April 2015. In theory, since then […]
Come to our Winter Social
This is an invitation-only social event to introduce our 2018 seminar programme. fa-users Who? This is an invitation-only event for select clients and professional connections. fa-location-arrow Where? Our prestigious office at The Old Court House, 191 High Road South Woodford, London, E18 2QF fa-calendar When? Tuesday 5th December between 2pm and 5pm. With the end […]
World markets rise in the third quarter, but does the UK come out on top?
Despite bad news from every direction, global stockmarkets showed strong rises in the third quarter of 2017. The UK…not so much. If you spend any time at all thinking about the recent news stories to emerge over the last three months, , you might think that there is no good news left in the world. […]
Are cash ISAs no longer king?
New HM Revenue & Customs (HMRC) data reveals that the nation’s cash ISAs are no longer growing as withdrawals are now matching new contributions. Cash ISAs have traditionally been more popular than investments in stocks and shares ISAs. Recently, this has started to change, as indicated on the most recent HMRC data illustrated in the […]