Inflation danger and Index-linked savings certificates
National Savings & Investments (NS&I) savings certificates will next year be indexed to inflation measured by CPI instead of RPI. This is a story about the dangers of inflation … NS&I certificates have not been on sale since 2011, but NS&I allow existing certificate holders to reinvest in new series of certificates when their old […]
More people are working past 65
Did you plan on retiring at 65? According to the latest statistics from the Office for National Statistics, the trend of rising employment is not limited only to working-age people. The new data reveals a growing number of people are now working beyond what is still viewed as the traditional retirement age for men. During […]
How can cashflow planning help your financial journey?
Where are you going? Do you know how cashflow planning can help you? Do you know where you’re going? Do you have a destination in mind? Do you know how to get there? Your financial life is like a journey. Some people travel wherever the winds take them. Others know exactly what they want […]
Reaping the Harvest: Pension Simplification
This is a guest post by Jon Hogg of Old Mutual Wealth. Jon is kindly speaking at our next Technical Club event on 20th September 2018 titled: Reaping the Harvest. 6th April 2006 heralded the introduction of “Pension Simplification”! I think it fair to say that this premise was not delivered with successive Chancellors tinkering […]
Technical Club September 2018 – Reaping the Harvest
Technical Club September 2018 – Reaping the Harvest Our next Technical Club of 2018 takes place on the 20th September. It’s time to bring in the harvest. September is coming and its time to harvest the crops. It’s only fitting that we look ahead to how we can harvest our financial growth, and this has […]
Getting the team back together
We are very excited to introduce our newest team member, Charlotte Curd! Charlotte previously joined us as an apprentice and quickly gained several financial planning qualifications. After a brief time with Old Mutual Wealth, she has now completed her studies and has obtained her Diploma in Regulated Financial Planning which makes her (we believe) the […]
Pension transfers may have peaked
Transfers out of private sector final salaries boomed in 2017 but have slowed since. There was a dramatic increase in the value of number of transfers out of defined benefit (usually final salary) pension schemes in 2017. A recent Freedom of Information (FoI) request to the Financial Conduct Authority (FCA) revealed that the value of […]
Even the government thinks tax is too complicated!
The Office of Tax Simplification (OTS) is looking at ways to simplify tax on savings. The OTS is looking at the way in which savings and investment income is taxed, which can be very complicated. Its May 2018 paper states, the interactions between the [tax] rates and allowances is sufficiently complex at the margins that […]
Technical Club May 2018 – The Winning Formula
Our second Technical Club of 2018 kicks off on the 17th May and we would love to see you in the stands (pie optional). fa-users Who? This is an invitation-only event for selectclients and professional connections. fa-location-arrow Where? Our prestigious office atThe Old Court House, 191 High RoadSouth Woodford, London, E18 2QF […]