Our advisers have obtained the highest level of qualification in UK financial services
With decades of experience between them our advisers have seen it all.
We use the best tools available to make sure our research is as good as it gets.
We invest heavily in expert compliance support to ensure our staff and processes are always under scruitiny.
We have relationships with tax and legal experts to provide you with a holistic support network.
A service agreement with us means you will be able to speak to your chartered adviser. You won’t be stranded with someone else.
We are proud of our independence.
It means no-one tells us what to do but you.
You can trust us to put your needs and goals first.
We are a chartered firm and our advisers hold chartered status.
This puts us in the small elite number of firms in the UK, and means we uphold the highest standards.
Our advisers will take the time to understand exactly what you need protected and why, and advise you on the most suitable options for your budget.
Contributions are often deducted from your gross pay, so you don’t see money leaving your bank account.
Depending on the pension provider it can also be very easy to increase your contributions, giving you a head start on retirement.
Workplace pension plans are administered and partially funded by your employer, so there’s very little you need to do. They contain all the benefits of a personal pension with the simplicity of automatic enrolment.
Benefit from long-term compound returns
You can’t access your pension before age 55, which makes it an ideal way to invest for the long-term because you can’t be tempted to get at your savings early. It’s important to save for tomorrow but you also have to pay for today.
Take a lump sum from your plan tax-free
When you take the benefits from your plan, you are entitled to 25% of it tax-free. This is called the Pension Commencement Lump Sum, or PCLS.
Take money out how and when you want
When you retire, you can take your money in the way that suits you. It could be regular monthly income, or ad hoc payments whenever you need cash. Careful use of your PCLS can reduce your income tax too.
We have some dedicated pages for workplace pensions which explain the rules and options about eligibility, contributions, opting out, and more.
An introduction to auto enrolment or workplace pensions for you, your business and your staff.
Everything you need to know to setup and manage a workplace pension scheme for your staff.
Everything you need to understand your options if your employer has a workplace pension scheme.
BBi Financial Planning
The Old Court House
191 High Road
South Woodford
London
E18 2QF
Tel: 020 8559 2111
Email: enquiries@bbifp.com
BBi Financial Planning Ltd is authorised and regulated by the Financial Conduct Authority. Our registration no. is 652403.
