Your auto enrolment pension scheme is changing with effect from April 2019.

New minimum contributions will come into effect which will impact savings rates and take-home pay for all members.

Exactly how this will affect you will depend on how your scheme works and how contributions are calculated.

We’ve written two brief guides to help you understand the changes. One is for employers and the other is for employees. Choose which one you need to read from the buttons below.

Remember, pensions are the most tax-efficient way to save for your retirement and saving via a workplace pension scheme also means you can benefit from your employer’s contribution too. This may not be possible with another type of pension.

If you would like to talk about your retirement planning with one of our advisers give us a call on 020 8559 2111, or email us at

Our firm is chartered and independent, and our advisers are lovely.

We’d love to hear from you.